Various types of QR code payment and tax payment situations:

1. Alipay payment code

Huabei cannot be used for personal payment codes. For credit cards, you can only use balance and bank cards; merchant payment codes are all supported.

There is no tax or handling fee when collecting money with a personal payment code. There will be a certain rate when withdrawing cash, and there is a limit of 200,000 per year; there is generally 0.55% when a merchant's payment code collects money. There is a handling fee, but there is no handling fee for cash withdrawals, and there is no limit for Noshu. Taxes will be levied on those with a monthly income of more than 30,000 yuan, and a personal tax of 4.5% will be paid.

2. WeChat payment code

WeChat personal payment QR code does not need to pay tax to the state, but no matter how much money is collected, a handling fee is required, and each transaction is charged 1 %.

Tax is required for payment with WeChat merchant payment code. The tax payment needs to be deducted from your income. WeChat payment has bill records. When the transaction amount reaches a certain limit (generally Taxes start to be levied for monthly income of more than 30,000 yuan), and taxes need to be paid. What is deducted in WeChat is only the handling fee, which has nothing to do with taxes. It is the fee you need to pay.

3. Bank payment code

Bank merchant payment code will be taxed if you receive more than 2,000 yuan at a time. The monthly tax-free limit is about 150,000 yuan. If it reaches 150,000 yuan per month, different amounts of tax will be charged according to different business scopes. This will depend on the specific circumstances.

Bank personal QR codes do not need to pay tax, but upgrading to merchant payment codes will participate in national taxation.

Bank payment code only supports WeChat and Alipay, and you can also use credit card payment. There will be a certain rate, usually 0.25~0.38 (some bank payment codes are subject to a certain period of time) If there are activities, the fee will be 0).

Legal Basis

"Personal Income Tax Law of the People's Republic of China" Article 3 Tax Rates of Personal Income Tax:

(1) Comprehensive income, applicable An excess progressive tax rate of 3% to 45% (tax rate table is attached);

(2) For business income, an excess progressive tax rate of 5% to 35% applies Tax rate (tax rate table is attached);

(3) Interest, dividends, bonus income, property rental income, property transfer income and incidental income are subject to a proportional tax rate, and the tax rate is 20% .