1, counter repayment
Go to the bank counter and give the credit card and cash to the teller, and tell him to return the credit card. The teller will handle it for you.
The advantage of this repayment method is that it can be paid in real time after the repayment is successful. As long as the credit card and cash are provided, the bank teller will operate the repayment, which is safe and secure.
However, if there are too few outlets of Shanghai Pudong Development Bank in your area, or the outlets are too far away, it is still a bit hard to repay the loan every month.
2.ATM repayment
You can also find an ATM at the outlet of Shanghai Pudong Development Bank, and deposit the money directly into the credit card through ATM, or find an ATM at the issuing bank of your savings card, and pay back the credit card through ATM transfer.
This repayment method is convenient and fast, and is not limited by time and place. As long as there is a POS machine of the issuing bank, the credit card can repay. After the repayment is successful, it will be received in real time. Even if the bank is closed, you can pay it yourself.
However, the downside is that if there is no ATM near your card, you have to run around looking for a bank.
3. Online bank repayment
Log in to Shanghai Pudong Development Bank Credit Card Online Banking, enter your credit card account name and password to log in, select a savings card for repayment on the repayment page, and enter the repayment amount to transfer the repayment.
This repayment method allows cardholders to operate repayment without leaving home, which not only supports bank transfer repayment, but also supports inter-bank transfer repayment, and immediately arrives at the account after the repayment is successful.
It should be noted that this repayment method is likely to generate a handling fee. It is recommended to download an online banking app directly on your mobile phone. At present, most banks transfer money by mobile phone free of charge.
4. Repayment by the third-party payment platform
Repayment can be made through third-party payment platforms such as Alipay and Tenpay. These platforms all have credit card repayment function. Find the corresponding function, click on the bound credit card and follow the prompts to repay.
This repayment method is also quite convenient and fast, and it can be completed without leaving home, and the operation process is more convenient than online banking.
One disadvantage is that the repayment is not real-time, and the specific arrival time depends on the repayment time, so in order to avoid overdue, it is best to repay in this way 2-3 days before the final repayment date.