1. What is the process for China Merchants Credit Card to buy a car and a 4s shop in installments?
the buyer negotiates with the buyer, reaches an agreement on the sale, pays the down payment for the car, signs a mortgage loan contract with the bank, registers with the vehicle management department, issues a license plate, and goes through the registration formalities. The bank issues loans to the buyer.
Second, how to buy a car with a credit card is a simple three-step process.
Many people are concerned about buying a car with a credit card. How to own your own car as soon as possible, how to buy a car with a credit card, what is the process of buying a car by stages, how to operate a credit card to buy a car, etc. I hope everyone can drive their favorite models as soon as possible. The first step is to apply for a credit card. Many banks support credit card installment loans to buy cars, but the implementation process is basically the same. 1. The official business of China Merchants Bank's credit card installment car purchase is called "Easy Car Purchase". All credit card holders can apply for it, but the review process is strict. Only those who have been invited by China Merchants Bank or have been certified for a long time can pass the loan approval. 2. The biggest advantage of China Construction Bank's "Longka car installment payment" lies in its relatively low handling fee. For example, the highest handling fee rate is only 3% if it is repaid in 12 installments, and some models can enjoy handling fee. For example, the highest handling fee is only 7% if it is repaid in 24 installments, which still has a big advantage in other banks that handle car purchase in installments. Quickly apply for a credit card and get the card within 24 hours at the earliest. Step 2: Choose a car model and go through the formalities. 1. The user chooses a car at the designated dealer; 2. Fill in the application form and submit the application materials; 3. The bank conducts the examination and approval (the examination and approval time ranges from 4 minutes to 3 days); 4. Go through the relevant formalities at the bank after approval; Step 3: Pay the down payment and pick up the car. 1. Low handling fee and zero expected annualized interest rate: Compared with bank loans and auto financing institutions, there is no interest on car purchase by credit card installment. Of course, the so-called zero expected annualized interest rate will be spent on handling fees, but for lower handling fees, it is a better choice than the other two loan methods. 2 Fast approval: Fast approval is also an advantage of credit card installment. In some banks, credit card loans can be approved as soon as 4 minutes, and the longest time will not exceed 3 days. Although the approval speed is fast, it is also due to some limitations of credit card purchase. Everything has its own advantages and disadvantages, and the disadvantages of credit card installment purchase will be mentioned later. 3 Cheap and affordable: Most credit card banks have credit card points activities. After buying a car, you can also exchange the corresponding points gifts at the bank, which can be said to kill two birds with one stone.