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I'm a waiter in a restaurant. I have a steady income and no proof of income. I want to get a credit card. Is it easy?
Hello, if you apply for China Merchants Bank Credit Card, you can try to apply. You need to be at least 18-6 years old and have a stable job and income. The necessary application documents are a copy of your ID card and a work certificate, both of which are indispensable. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you meet the requirements, you can try to apply. The detailed application materials are as follows: 1. Identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back); Soldiers are required to provide a copy of their military ID cards; Foreigners: passport and residence permit or employment permit; Taiwanese: Taiwanese certificate and employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit); Temporary id card needs a copy of the second-generation temporary id card and household registration book valid for more than 3 months. 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked; 3. Proof of financial resources: If you want to apply for a credit card or a gold card with a relatively large amount, it is recommended to provide more financial information. It can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc. Mainly your large deposit slip, real estate license and a copy of the driving license of high-end private cars. If you can provide relatively complete financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The issuance of credit cards is subject to the final audit results.

If you have never held a CMB credit card, you can apply for a credit card in the following five ways (without any handling fee):

1. Please log on to the credit card website/,select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform of "Easy Appointment, On-site Handling", fill in the simple appointment information online, and wait for the bank's approval. If it is approved, a specialist will call and handle it. If you want to handle it in this way, please confirm your area first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/district);

2. Please bring your original identity certificate, work certificate and financial documents and go to the business outlets of China Merchants Bank in person. For the distribution of counters in our bank, please click on the outlet map of China Merchants Bank, then select the city, and then query the outlet information.

3. you can make an appointment to apply for a card by mobile phone. if it passes the preliminary examination, a special person will come to your work unit to handle it.

click book now /mca/MNewSelect.aspx? WT.mc_id=NF7KFWX213331C

4. You can also call the customer service hotline, select 3#-1 in the voice, and you will be transferred to the Commissioner for registration, and inform our local staff to contact you to confirm the application.

5. if you have applied for the professional version of our online banking, you can apply through the professional version. At present, you can apply for a credit card through online banking professional edition without going to the outlet for face-to-face signing, and you can also try to apply if there is no local outlet of our bank. Path: Log in to Online Banking Professional Edition → Click "Credit Card" → Apply for a credit card. You are prompted to apply for a new credit card account by using the professional mobile certificate or document certificate. As the mobile certificate or document certificate represents the identification and verification of your personal identity, please keep your certificate properly. In addition, the professional version can only apply for some card types. Please refer to /ccproduct/cardlist.aspx for more cards.