Then, the second option is to apply for a traffic credit card. Shunshi knows that his credit card is one of the best banks. If the salesman deals with a credit card that provides investment promotion, the credit card amount is usually several times that of China Merchants Bank. Moreover, the traffic recognizes China Merchants Credit Card, so the reason for choosing China Merchants First Card is also here. Naturally, other banks also recognize it. Even if the online traffic application pass rate is high, if you want a high quota, it is recommended to find a salesman to handle it at home.
The third card recommendation application is widely distributed. Use a card with high investment or traffic quota (provided to the salesman when doing the card). As long as the investment promotion or transportation credit card is used for 1 year, Guangfa will refer to the credit card with the maximum limit and give you a maximum limit. Moreover, Guangfa is also a good way to increase the quota. Although Guangfa has strict risk control, it is also divided into people.
The fourth card, choose CCB, because it is difficult to get a CCB card with more than 4 lines, and the CCB credit card is a bit difficult. It is recommended to open a savings card and buy some wealth management before handling it. It is best to choose a quick one. This kind of financial management is the easiest to brush out the pre-trial amount, and it is easy to win CCB within 4 lines+pre-trial amount. After brushing out the pre-trial places here, you can choose to apply online or choose outlets. Because there are no card handlers in the four major banks, it is not supported to handle cards with cards.
The fifth line naturally chooses Xingye, because it is relatively simple and easy to raise the amount, and it all supports cards, so the amount will naturally not be low. Like Guangfa and China Merchants, the quota is raised once every three months, which is easy to use.
The sixth line chooses people's livelihood, because it is estimated that your debt will naturally rise when you get here, because people's livelihood values debt more, and the more you delay, the harder it is to get a people's livelihood card. So people's livelihood is chosen here. If the debt is not large, the amount of people's livelihood is still easy to raise. Once the debt is large, the people's livelihood will not increase the quota, which is equivalent to getting a card with a lifetime limit. Does Lao Tie feel the same way?
The seventh line chooses industry and commerce, and industry and commerce should not be handled too early, because this bank is still relatively easy to approve. The four major banks have the task of issuing cards every year. They must release water several times, seize the opportunity of releasing water, and issue cards steadily. If you are in a hurry, you can apply for an industrial and commercial savings card, buy running water financing, brush stars, or buy balance financing, and then apply after the pre-trial quota is found out, even if there is no preset quota, you can issue a card. Moreover, industry and commerce must play cards, with loose risk control and high tolerance, and enjoy three times the increase. Must be completed!
In the eighth line, I actually hesitated for a long time whether to put the Agricultural Bank in, because the Agricultural Bank has changed now, not as good as before. It needs a quota, there is no quota, the quota is irregular, and the activity is not bad. But for the quota party, it is not worth spending too much time to give up if the card quota is low, and in many areas, face-to-face signing is a big problem. So it is not recommended to put it here for the time being.
The ninth bank chose CITIC. At this point, it is said that the debt is already very large. At this time, it is also time to start preparing the reserve fund. It's difficult for CITIC to raise the amount, sometimes it doesn't mention it once a year, but it doesn't matter. CITIC's card loan is more powerful. If Mengjin and New Fast Web have a discount, it can just solve the problem of capital demand, so CITIC wants a card loan.
The tenth bank handles Shanghai Pudong Development Bank, just like CITIC, in order to reserve a reserve fund. There is no order between the two banks. Either bank can do it first.
The 11th bank deals with China Everbright, and China Everbright is ranked last here, because it is not as good as the above-mentioned banks in terms of withdrawal amount and reserve fund, and its advantage is that the tolerance and withdrawal amount are stable. If the demand for funds is not too great, it can be put in front. It is very stable once in June, and it can basically break 65,438+10,000 in three years. Although Everbright also values debt, the demand for debt is not as obvious as people's livelihood, so Everbright will not lose money here!
On Line 12, you can choose Huaxia or Postal Savings Office. Basically, it will be more difficult to apply for a card in this step, because debt and credit will limit you to apply for a card and withdraw money, so the next step is to apply for a card.
Moreover, the Bank of China was kicked out at the right time, and it was not required because it was difficult to withdraw the card amount. If you have a mortgage, you can do it in China Bank. Otherwise, you can just give up. As for local banks and foreign banks, it depends on individual needs.
Shunshi is also a credit card with line 12 at present, and it will start to simplify the card in one year at most, so playing cards is a cycle, from card handling-withdrawal-withdrawal.
The last classic sentence: no matter how high the credit card limit is, it is not as good as the money in the savings card!