Chinese New Year is coming,

The peak period of text message bombing is also here!

They didn’t believe in scam text messages before, but they were defrauded of thousands or even hundreds of thousands of yuan by a text message in panic. The reasons vary, but there is only one purpose: to defraud you of your money!

On the evening of December 2, Ms. Xu (pseudonym), who lives in Yinzhou, Ningbo, suddenly received a text message:

She said that her Bank of China credit card bill was not paid on time and there was a breach of contract. Now she wants to report to the credit bureau. Ask her to contact the "Customer Service Specialist" and call 00861.

Ms. Xu has multiple credit cards. She had been thinking about it for so long that she wasn't sure if there really was a card she forgot to pay the bill for.

So, she dialed the number in the text message. After the call was connected, the other party claimed to be the "customer specialist" of Bank of China and said that Ms. Xu's bill for July this year had not been paid off, which would affect Ms. Xu's personal credit report. What should I do if I am blacklisted by the bank? Ms. Xu was very anxious upon hearing this.

At this time, the "customer service specialist" said that there was a way to remedy Ms. Xu's situation. As long as she did what she said, Ms. Xu would not be recorded as a customer with credit problems.

At about 21:00, she did not receive the information about transferring the money back as promised by the "Customer Specialist", but Ms. Xu received a call from the Anti-Fraud Center, and then she realized that she had been cheated.

At noon on November 26, Mr. Zhou, who lives on Panhuo Street, Yinzhou, received a text message from Shanghai Volkswagen customer service, saying that his car loan had not been deducted from his bank card.

Teacher Zhou, who usually repays the loan on time, was puzzled. When she thought that late payment would bring various adverse effects, she called "SAIC customer service" in a text message. After making the call, the other party told Mr. Zhou that there was a problem with the bank's deduction system and asked him to find another bank card and deposit 3,300 yuan into the card. Then Teacher Zhou received a verification code. At this time, the customer service asked him for a verification code and said that they would help Mr. Zhou handle this problem and would not have any impact on Mr. Zhou.

After a while, the verification code was given, and nearly 3,000 yuan was taken from Mr. Zhou’s card. Only then did he feel something was wrong and called the police.

When you receive a strange text message about an overdue car loan, etc., please be vigilant, carefully check and identify the content, and do not click on links in strange text messages or call the above numbers, and do not disclose your account number or verification. code and other personal information to avoid being deceived. Related Q&A: What is the content of a credit card repayment notification text message?

Credit card repayment notification, text message content:

①Credit card last number;

②The total monthly repayment due;

③Min. How much to repay;

④Last repayment date. The consequences of overdue repayment of bank credit cards: ① Penalty interest; ② Bad credit record; ③ Being called upon by the lending institution; ④ Disposal of borrower and guarantor assets;

⑤ In serious cases, possible imprisonment.