1. Research the reasons for application rejection. After a card application is rejected, the bank will not inform the customer of the reason for rejection. It will only say that the comprehensive score is insufficient and will not return the application materials to the person. This is an industry norm. Applicants can analyze the reasons for rejection based on the information provided by IAika. 2. Choose the appropriate card type according to your own conditions. Understand the application conditions of the credit card you choose in detail. If you do not meet the conditions, it is best to apply for other types of credit cards or credit cards from other banks. 3. Provide detailed application information. If the submitted documents are incomplete, the permanent residential address is not provided, the fixed residential phone number of yourself or your immediate family members or siblings is not provided, the work phone number is not provided, the time exceeds the requirements (supplementary documents), and income/work certificate are not provided. If the property certification documents do not meet the requirements, the application may be rejected again, so cardholders need to pay attention. 4. Pay attention to answering credit inquiries. Some banks will patiently conduct credit inquiries multiple times. Missing one or two calls can make up for it. For some banks, one missed call may lead to the rejection of the credit card application, so you should pay attention to answer the credit inquiries after submitting the application. Telephone. 5. Choose another bank to apply. If it is not due to poor credit history, being rejected at Bank A will not affect your application at Bank B. 6. Pay attention to your personal credit record. If you are rejected multiple times, it is recommended to go to the credit management office of the local People's Bank of China with your ID card to check your personal credit report. 7. Don’t apply for credit cards frequently. Frequently applying for credit cards (such as applying for multiple credit cards within a month) will be regarded as high risk by some banks. However, not all banks have similar conditions and it can depend on the situation. 8. Choose a formal institution