It is very convenient to use.

To use digital RMB, you first need to download the "Digital RMB APP". This application is not available in major app stores. The winning lottery winners can only download it through the link provided in the text message and use their mobile phone number. Register and log in.

Picture

Although users do not need to bind a bank account, because the digital renminbi uses a two-tier operating system, they still need to exchange the digital renminbi to the public through commercial banks.

The color of the digital renminbi received by different banks varies. Bank of China and Industrial and Commercial Bank of China are both red, China Construction Bank is blue, and Agricultural Bank of China is green. They are basically consistent with the color of the bank logo.

Picture

In terms of usage, digital RMB is similar to commonly used third-party payment platforms such as WeChat Pay and Alipay. You can choose to scan the code to pay, or swipe up to display the payment code for the merchant to scan. You can also set whether to enable small-amount password-free payments.

Picture

What is different is that the digital renminbi also supports "touch and touch" payment, which is a near-field payment based on NFC. The experience is similar to using a transportation card to take the subway. Buses are similar.

However, according to The Paper, pilot merchants in Shenzhen have not yet supported this feature. When a lottery winner tried to pay with "Pengpeng" at a merchant in Luohu Vientiane City, he was told that the service had not been activated yet.

Currently, 3,389 merchants in Shenzhen*** have completed the transformation of their digital RMB payment systems. They are all equipped with a new POS machine specifically for paying digital RMB, and have "Digital RMB" signs placed on the cashier counters. ” sign.

Pictures

Pictures from: The Paper

However, the public’s enthusiasm for this new thing does not seem to be high, and some merchants reported that not many people use it. , many merchants have not yet practiced the collection and payment of digital renminbi, and some non-pilot merchants in the mall have not even heard of digital renminbi.

Some waiters at pilot merchants said that the experience of digital RMB is similar to Union Quick Pass, but not as convenient and fast as usual mobile payment.