Some friends have handled a lot of credit cards, but sometimes they lose them or can't find them for a while because of poor custody. At this time, in case someone steals the card, the best thing is to report the loss and replace it. How much does it cost to report the loss and replace it? How long will it take?
Industrial Bank's charge standard for loss reporting of credit cards
A certain loss reporting service fee is required for loss reporting of credit cards; If you want to reissue the card, you need to charge a replacement fee; If you decide not to use the card, you need to cancel the credit card.
the general card and official card of unionpay brand of industrial bank are RMB 5 yuan/card, and other cards are free.
Charge standard of Industrial Bank's credit card replacement card
Users need to pay the cost of remaking the card when changing the card, and also pay the express handling fee if express delivery is needed. The express handling fee is charged according to the number of transactions, and the specific charging standard is as follows:
Charge standard for card replacement: RMB2 yuan/card; If express delivery is required, an express fee of RMB2 yuan/letter will be charged.
if it is urgent, the expedited business card printing fee (including courier fee) is RMB1 yuan/card.
how long does it take for Industrial Bank to issue a new card?
Industrial Bank will send a new card by registered mail or express delivery, and it usually takes 7 -14 days to send a credit card.
after receiving a new credit card, the cardholder needs to activate it before using it. If the credit card is lost and needs to be reissued, you need to report the loss before it is reissued. If you accidentally lose your card, please report the loss immediately to prevent it from being stolen.
if the cardholder fails to receive the new card as scheduled when the credit card expires, please call the 24-hour customer service hotline: 95561 for enquiry.
Precautions for Industrial Bank's credit card replacement
1. After the industrial bank's credit card is replaced, the new card number is the same as the old card, and it can be reused as long as it is activated.
2. If the credit card holder (cardholder) of Industrial Bank is unwilling to get a new card when it expires, he should inform Industrial Bank one month before the expiration of this credit card; Otherwise, Industrial Bank considers the cardholder (cardholder) to voluntarily replace the new card upon expiration. If the customer applies for cancellation of the card after the new card is made, the corresponding cost will also be paid;
3. The credit card of Industrial Bank is damaged and replaced within six months from the expiration of the old card, and the validity period of the new card is automatically extended for five years.
4. After the new credit card of Industrial Bank is activated, the old card becomes invalid, and the cardholder should cut the original card along the vertical direction of the magnetic stripe to ensure information security.
Summary: The above is all about the cost and time of changing the card of Industrial Bank. I hope it will help you.