The Bank of Communications Ruika Platinum Card is good. The most special benefits are global family comprehensive accident insurance and home property insurance. This is available to the whole family, and it also has exclusive value-added services, which are available every month. Added pay-to-order catering, movie red envelopes, 7*12-hour home telephone doctor consultation service; collaborative medical treatment service for major diseases; branch VIP channels and 24-hour platinum secretarial service, etc.

Bank of Communications (English name Bank of Communications, abbreviated BCM, Chinese name abbreviated as Bank of Communications) was founded in 1908. It is one of the six major banks in China and one of the oldest banks in China. One of China's note-issuing banks. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai.

In June 2005, Bank of Communications was listed on the Hong Kong Stock Exchange, and in May 2007, it was successfully listed on the Shanghai Stock Exchange.

Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trust, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets.

It has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International. . In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of Tibet Bank. It has strategically invested in Hainan Bank and controls 4 rural banks.

In July 2019, the 2019 Fortune Global 500 was released: ranking 150th. Ranked 18th on the list of the top 100 Chinese enterprises under the "One Belt, One Road" initiative. In December 2019, it was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. In March 2020, it was selected into the top 500 most valuable global brands.

After the founding of the Republic of China, the Bank of Communications was entrusted by the Central Bank to jointly undertake the treasury revenue and expenditure and the issuance and exchange of national currencies together with the Bank of China.

In 1928, the Legislative Yuan of the National Government passed the "Bank of Communications Regulations", and Bank of Communications became a bank dedicated to supporting farmers, miners and merchants. When Bank of Communications was established, its head office was located in Beijing.

In 1919, after the end of World War I, the Shanghai Branch of the Bank of Communications took over the four-story Renaissance-style building of the Dehua Bank located at No. 14, the Bund, in the Shanghai Public Concession.

In 1928, as the national political center moved from Beijing to Nanjing, the Bank of Communications also moved its head office to No. 14, the Bund, Shanghai.

In 1937, when the Anti-Japanese War broke out, Bank of Communications moved its head office to Chongqing.