If the cardholder user cannot repay the credit card debt with the bank, he or she has the opportunity to apply for negotiated repayment. A user asked, saying that if the credit card is overdue after successful negotiation, will the installment be cancelled? So let’s briefly talk about this issue. I hope it will be helpful after reading it.

If the credit card is overdue after successful negotiation, will the installment be cancelled? In this situation, it is basically impossible to continue to enjoy installments. For users who are overdue again after negotiating repayment, the bank will usually directly withdraw the originally prepared installment plan and require the user to directly settle all debts. If the situation is serious, the bank will sue the user. Of course, if the user can successfully negotiate with the bank and the other party agrees, they can still continue, but this possibility is very small. After all, the first negotiation was already a solution after it was overdue. If it is overdue again, it means that the user's repayment credit is extremely poor, and it will be difficult for the bank to trust the user again. Since the possibility of continuing the installment is very small, it is recommended that users find other ways to solve the problem. For example, find relatives and friends to make a turnover and make a temporary transition. Otherwise, once you are sued by the bank, it will be more troublesome. You may also be listed as a person subject to execution for dishonesty and become a "bad guy" with dishonest credit. The above is the answer to "Will the installment be canceled if the credit card is overdue after successful negotiation?" Generally speaking, if a new repayment plan is negotiated and then overdue, it means that there are serious problems with the user's credit situation and repayment ability. The possibility of continuing the installment is very small, and the bank is likely to directly require settlement or sue. .