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Can I pay with a credit card via mobile phone?

You can pay with your mobile phone.

You can add it to WeChat, Alipay or other mobile APPs, and you can pay.

When scanning, the merchant's QR code or scanning device must support credit card swiping. Other simple payments cannot be used, except for binding the QR code or scanning code of the credit card user. Can.

For example, large shopping malls or supermarkets, and many restaurants can support it, but hawkers and the like generally do not support credit card swiping.

Credit card use and binding:

1. Open WeChat, click "Me", there will be "Wallet" on it, click the wallet to enter

2. Click After entering the wallet, there will be a "Bank Card" on the top right side

3. After clicking on the bank card to enter, "Add Bank Card" will be displayed below in red, click on Add Bank Just use the card

4. The bank card must be yours (real-name registration on WeChat) before you can add it

5. When paying, just select the credit card you want to use.

Extended information:

Pre-authorization

Pre-authorization is generally used to pay a deposit, that is, freezing a part of the available credit card limit as a deposit. The process of pre-authorization is similar to that of manual order pressing, but the content of the call requires pre-authorization of the corresponding amount. It does not require payment, and there is no need to press the order. You only need to issue a certificate of receipt of the deposit.

Generally, pre-authorization will be canceled by the merchant during checkout. If the merchant forgets to cancel, you can call the merchant to request cancellation. You cannot cancel by calling the authorized agency. Or, wait for the bank to automatically cancel the pre-authorization (usually 7 to 30 days).

Online payment

From the perspective of cardholders, online payment is considered to be the riskiest among several credit card payment methods, because people with bad intentions may use Steal user information through phishing, eavesdropping on network information, and fake payment gateways.

When paying online, you need to enter the card number, credit card validity period, Visa CVV2 code/MasterCard CVC2/UnionPay CVN2 number next to the signature column on the back of the card, and online transaction password. Sometimes you need to enter your name and the number randomly generated by the web page. Verification code, etc.

After completing the input, click Submit to complete the online payment. With the development of the Internet, the security of online payment and credit card payment has gradually improved, which has also set off the trend of online consumption.

Reference: Baidu Encyclopedia-Credit Card