Personal credit card of CCB: gold card annual fee 160 yuan, gold card supplementary card annual fee 80 yuan; The annual fee for the master card of Puka is 80 yuan, and the annual fee for the subsidiary card of Puka is 40 yuan.
China Construction Bank's annual fee-free credit card policy;
During the card-holding year, you can spend more than 3 cards each year (unlimited amount), and the annual fee for that year is exempted. If three transactions are not completed, the annual fee will be charged from the second card-holding year.
Supplementary explanation:
China Construction Bank credit card supports Alipay. Alipay counts, Alipay recharges, and points.
The annual fee will still be charged if the CCB credit card is not opened. Please cancel the unused CCB credit card in time to avoid unnecessary trouble.
China Construction Bank Red Cross Aibolongka is free of annual fee for life.
If you have more questions, you can visit China Construction Bank Credit Card Center or call China Construction Bank Credit Card 95533.
Extended data:
I. Interest-free repayment period
Interest-free repayment period refers to the interest-free treatment provided to cardholders who repay their consumer transactions in full and on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a maximum of 50 days and a minimum of 20 days.
The billing date is the date when the bank regularly collects and settles the current transactions and expenses of the cardholder's credit card account, calculates interest and calculates the amount payable by the cardholder in the current period. The due repayment date is the latest date stipulated by the bank that the cardholder should repay the full repayment or the minimum repayment amount.
How many days is the interest-free period? The specific calculation depends on the date of your bill.
For example, your billing date is the 5th of each month: the 4th of consumption, and the repayment date is within 20 days after the 5th, that is, 20 days. You spend on the 6th, and the repayment date is 20 days after the 5th of next month, so it is 50 days? So as long as you make good use of it, you can enjoy an interest-free period of up to 50 days.
Friendly reminder:
1, overdraft cash transactions do not enjoy interest-free treatment, and those who fail to repay in full before the due repayment date do not enjoy interest-free treatment, and banks charge interest according to regulations.
2. If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, the bank will charge 5% of the unpaid part of the minimum repayment amount in addition to interest.
Two. Calculation of minimum repayment amount: the minimum repayment amount refers to paying off the "minimum repayment amount" listed in the current bill before the specified due repayment date?
The formula for calculating the minimum repayment amount is as follows:
The unpaid part of the minimum repayment amount in the previous period+accumulated unpaid expenses and interest +65438+ 00% of accumulated unpaid cash withdrawal amount+00% of accumulated unpaid consumption amount+transaction amount exceeding the credit line (including expenses and interest) -65438+ 00% of wrongly handled consumption principal-65438+00% of wrongly handled cash withdrawal principal = minimum.
If the total repayment amount is less than 200 yuan RMB (or USD 50). The same below), the minimum repayment amount is equal to the total amount payable. If the total amount payable is greater than or equal to 200 yuan RMB, the minimum repayment amount is less than 200 yuan RMB.
The minimum repayment amount is 200 yuan RMB. If the minimum repayment amount is greater than the total amount payable, the minimum repayment amount shall be charged according to the total amount payable. If the repayment is made according to the minimum repayment amount listed in the statement, the remaining unpaid amount belongs to the normal credit balance, but it does not enjoy interest-free treatment.
References:
Baidu Encyclopedia-CCB Credit Card