No, "overdraft card" is a credit card. CMB credit cards cannot be used as salary cards, and you cannot apply to become a salary card account.

In addition, for credit cards, any cash deposited is regarded as repayment and is added to the available limit, so you will not get interest on savings, and if you want to withdraw cash directly from the ATM, There is also a handling fee of 1% starting from 10 yuan: that is, 10 yuan is charged for withdrawing 100 yuan, 10 yuan is charged for withdrawing 500 yuan, 10 yuan is charged for withdrawing 1,000 yuan, 11 yuan is charged for withdrawing 1,100 yuan, and so on. And you can only withdraw 2,000 yuan in cash every day. If it is an overpayment beyond the fixed limit of the credit card, you need to apply for a separate application to withdraw the overpayment and then transfer it to the designated debit card. A handling fee of 0.5% starting at 5 yuan will still be charged. There is no upper limit. Generally speaking, if you use a credit card It is not cost-effective to have a salary account.

——So if you want to use it as a salary card, you still need to apply for a CMB all-in-one debit card. You can bind the China Merchants Bank All-in-one Card to the China Merchants Bank Credit Card for automatic linked repayment. If there are transactions on the credit card, the All-in-One Card debit card can automatically make repayments every month.