The credit card can be swiped out immediately after it is returned, but the impact will be different depending on the situation.

1. You have just paid back the money, but your credit card repayment record has not yet been formed, that is, the repayment has not arrived. At this time, you withdraw the money again, which will cause your original If there is no record of repayment within the due date, it is considered overdue and will affect your creditworthiness.

2. Once your repayment has arrived, it will have no effect if you withdraw it at this time.

3. If you have just repaid your money, you will incur a lot of fees and risks if you want to withdraw the money. The handling fee is a big expense. If you want to confirm whether the repayment is successful, you can call the customer service number of your credit card and ask. After confirming that the repayment has been successful, you can make purchases again.

If you want to swipe it out, you can repay it and then swipe out a smaller number, or a number that is not an integer. This is okay occasionally. If it happens too often, the bank may review you. Directly affects your credit card limit.

After paying off the credit card, as long as the limit is restored, the customer can immediately use the card to make purchases without any adverse effects. The credit card limit itself can be used repeatedly.

However, everyone needs to note that sometimes the credit limit will not be restored immediately after paying off the credit card. In this regard, if there is no available limit in the current credit card account, the customer will be temporarily unable to use the credit card and can only wait patiently for the limit. After recovery, swipe the card again.

Of course, under normal circumstances, the credit card limit can be restored immediately after repayment. If it is not restored immediately, it is probably because the customer has bad card usage behavior, such as overdue repayment, which causes personal credit damage. ; Or if illegal cashing out leads to an increase in account risk, the system will carry out risk control.

Therefore, customers must pay attention to using their cards well, develop a good habit of repaying on time, and try to avoid overdue behavior (it is best to pay off the card in full, not to make minimum payments all the time). And as long as you accumulate more good credit, your credit card limit may be increased.