China Merchants Bank owes more than 50,000 credit cards, which are overdue for half a year. The Ministry of Justice called to collect money and returned thousands of dollars. It's really impossible to solve it at once now, saying to call the police tomorrow. In the face of bank debt collection, the first thing to do is to repay the principal and interest as much as possible. Paying off debts is a matter of course. After all, the loan contract was signed when the loan was obtained and has legal effect. You have exceeded 50,000, which is a large amount, so you should be very careful!

If the overdue amount is large and the attitude of non-repayment is clear in the collection, the bank will sort out relevant information as evidence to prosecute. If the bank wins the case, the debtor will have to bear an additional fine!

However, this is not without room for reconciliation. If you really can't pay off your debts, you can actively communicate with the lenders to minimize the negative impact of loans overdue. You can also explain to the bank the practical difficulties you are facing. If possible, you should make a feasible repayment plan to win the understanding of the bank.

At this time, we must pay attention: you can't escape, you can't escape, you can't escape! Be sure to answer the phone of the bank. Don't change your mobile phone, address or job frequently! If the bank can't contact you, it's easy to be identified as malicious arrears!

In fact, banks don't want to make it too complicated. As long as there is no fraud, things can still be solved through good consultation with the bank. If it is really not up, you can communicate with the bank. If you are really unable, the bank will relax the conditions for you, so that you can pay less every month and lengthen the repayment time.