How should you look at the credit card repayment date?
How to check the credit card bill date and repayment date is through the mobile banking, online banking, official APP and WeChat public account of the corresponding bank, enter the corresponding platform to find the relevant page of the query, and select bill management to query That’s it.
You can also call the customer service number of the corresponding credit card and make inquiries through the manual service channel.
In addition, the bank will send statements to customers every month, so customers will know when the billing date and repayment date of the card are through the statement of the current month.
Credit Card Repayment Date
1. The bank clearly stipulates a certain day as the credit card repayment date. For example, the Peony Credit Card of Industrial and Commercial Bank of China stipulates that the billing date is the last day of the month. The payment date is the 25th. For example, if a user makes a purchase on January 1st, he or she can repay the payment by February 25th at the latest and enjoy an interest-free period of up to 56 days;
2. Bank regulations for credit cards The repayment date is the number of days after the bill date. For example, the repayment date for China Construction Bank, Bank of China, CITIC Bank, etc. is 20 days after the credit card statement date. The repayment date for Bank of Communications and Agricultural Bank of China credit cards is 25 days after the statement date. For example, the Agricultural Bank of China credit card statement date is 10 days, then the repayment date is It is 5 days;
How to check the credit card repayment date
How to check the credit card repayment date:
1. Telephone inquiry: call the official customer service of the credit card issuing bank Call the hotline and transfer to manual service. After completing the identity verification, ask customer service to help you inquire;
2. Mobile banking inquiry: Download the credit card exclusive APP of the card issuer, log in and set a security password, and then inquire about the repayment date. For example, China Construction Bank;
3. Third-party service software query: Download the mainstream third-party payment software on the market, add a credit card, and you can query the credit card repayment date on the credit card repayment page of the software;
< p>4. Bank counter inquiry: Bring your ID and credit card, go to the bank to call the number, and ask the account manager to help you inquire.1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
2. Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit card is CreditCard_
3. Credit card consumption is a non-cash payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate). Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.
Operating environment: Mobile phone: vivoY93 CCB: 5.5.9.002
How to check your repayment date
1. You can call the customer service number of the credit card to check.
2. You can log in to the credit card personal online banking to query. Taking China Merchants Bank credit card as an example, the query method is as follows:
1. Open Baidu search, enter "China Merchants Bank" in the search bar, and search Then find the official website of China Merchants Bank and click to enter.
2. After entering the official website of China Merchants Bank, find the "Personal Banking Public Edition" item and click to enter.
3. After entering the personal banking public version, enter the corresponding information to log in.
4. After logging in successfully, find the "Account Query" item under the account management item and click to enter.
5. After entering, you can check the current repayment date of the credit card.
How to check the credit card repayment date
After the monthly statement date, the bank will send you a statement with the amount due. If you do not receive the bill in time or want to check the unpaid bill, you can use the following methods:
1. Register and log in to the credit card website to check;
2. Log in to the mobile banking to check.
3. Follow the official WeChat public account and bind your credit card to check.
4. Customer service hotline.
5. Bank branches.
How to check the credit card statement date and repayment date?
The credit card statement date and repayment date can be checked through the following four methods:
1. Open the credit card On the official website of the center, log in to credit card online banking, and you can see the bill date and repayment date on the bill query page;
2. Follow the credit card WeChat official account, bind the credit card, and use the bill query function key on the WeChat official account Check the billing date;
3. Call the customer service number of the credit center, answer the call and enter the phone banking password according to the voice prompts. After passing the identity verification, go to manual query of the repayment date and billing date;
4. When the cardholder receives the credit card from the bank, the bank will include credit card user guide information in the envelope mailed by the bank. The information will introduce the credit card limit, repayment date and billing date.
How to check the statement date and repayment date of China Construction Bank credit card?
Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.
On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.
(In case of business changes, please refer to the actual situation.)
This ends the introduction on how to check the credit card repayment date and how to check the credit card repayment date and bill. , I wonder if you found the information you need?