At present, I have 13 bank credit cards, totaling 15. The total amount is also relatively high. I have held my first credit card for more than 9 years, and I have never been asked to meet by the bank credit card staff. ......

Then let's analyze your problem. From the problem, it is not difficult to see that the term "bank credit card staff" has a long history. I think there may be the following situations:

1. The people in the bank (XX Branch of XX Branch) have nothing to do with the credit card. They may have the routine task of issuing credit cards, but they will never go out for tea. ....

2. People in the credit card department. At present, the business model of commercial banks has changed, the credit card department has been separated from the traditional deposit and loan business, and they rarely have the opportunity to come out for tea. ...

3. The people in the credit card center, this is the customer service call we often make, and it was finally transferred to them. They are usually located in big cities (Beijing, Shanghai, Shenzhen, etc. ), and they are the core of credit cards. It is up to them whether to issue cards, how much to issue and when to raise the amount. They are management organizations, and generally only issue plans. (Today, we must reach 300,000 calories and strive to surpass the XX line. As for investigating card issuance, they are generally more willing to know more by phone. . . .

4. Card issuing company outsourced by credit card center. They will recruit some people to set up stalls outside to complete card issuance, and sometimes they will be very skilled in issuing some credit cards that were not qualified to issue cards to complete the agreement they signed with the credit card center. They may invite you to tea.

5. Collection company outsourced by credit card center. Judging from the name, they invited you for tea. Usually there is something wrong with your card. I don't think you want to drink this tea.

The above is just my personal opinion, which has no factual basis and proves nothing.

All hands, only for the best answer.