China citizens, foreigners and compatriots from Hong Kong, Macao and Taiwan who have applied for the Bank of Communications credit card, have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have good credit standing can apply for the credit card with their valid identity documents.

The materials to be provided are as follows:

1. Identity information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao must provide copies of passports to and from the Mainland and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year.

2. Proof of work income: proof of salary and a copy of social security.

3. Auxiliary materials for credit card application: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned automobile driving license, etc.