If you have a GIC, it is easier to handle. Otherwise, you have to deposit for a certain number of months, and there is still an overdraft limit.

First go to the official website to find the customer service phone number, and then call to make an appointment. Before going to the bank, decide what kind of credit card you want to apply for. Is it VISA or MasterCard. cash back or rewards.

Both TD and RBC have Chinese services.

Remember to bring your passport and other relevant documents.