1. High interest. If the credit card has not been repaid after the repayment date, the bank will calculate interest and default interest on a monthly basis, and if it is overdue, there will be liquidated damages;

2. credit is affected. After the credit card is overdue, the bank will report it to the credit information system, which will affect your credit card and loan in the future;

3. Be sued. If the overdue time exceeds 3 months, the cardholder may be sued by the bank to the court;

4. Be included in the list of untrustworthy people. If the cardholder fails to repay the loan after the court's decision, it will be included in the list of untrustworthy people, and high consumption will be prohibited in the future.