The qualifications for applying for a platinum credit card are not uniform, and each bank may set conditions according to its own strategies. Taking Postal Bank as an example, the application conditions for its platinum card are as follows:

First of all, the age must be between 22 and 55 years old, which is the basic access threshold. Banks attach great importance to applicants' credit records. Applicants need to have a good personal credit record and no records of bad credit behavior.

The requirements for work location and income are also different. In first-tier cities, such as Beijing and Shanghai, applicants need to have a stable annual after-tax income, usually above 50,000 yuan, which shows that banks expect applicants to have high financial strength and reliable repayment capabilities. In second-tier cities, such as Hangzhou, Chengdu, etc., applicants need to meet the standard of annual after-tax income of more than 30,000 yuan.

In general, applicants for Postal Bank’s Platinum Card need to have a certain financial foundation, a good credit record, and meet specific income thresholds. Specific conditions may vary from bank to bank and in different regions, so before applying, it is recommended to learn more about the specific regulations of the bank you are applying for.