Repaying a credit card before the repayment date is considered early repayment and will not have any impact on your life. Credit card repayment time can be divided into early repayment and on-time repayment. Repayment before the repayment date is considered early repayment and will automatically offset the amount currently owed on the card. Repayment on the repayment date is considered to be on time repayment. If you fail to pay the minimum payment on your bill in time before the payment due date, you will not only be charged late fees and interest, but it will also affect your personal credit.

If the credit card bill pressure is too high, it will have a great impact on an individual's life. Therefore, it should be noted that if you are unable to repay, you must refuse the use of a credit card. At the same time, you can also apply to the bank for installment payment, or apply for a deferred repayment to relieve the pressure.

The credit card repayment date actually refers to the "last repayment date", that is, repayments on and before this day are considered normal repayments and are not considered overdue. You can repay at any time before the "last repayment date", which means that before the credit card repayment date, as long as it is after the billing date, you can repay.

If you have not paid off the current bill, you still need to repay it before the "last payment date". After repayment, when the credit card limit is restored, you can continue to use the card for consumption.