1, debt:

All debts incurred by the supplementary cardholder when using the credit card shall be borne by the main cardholder, and the main cardholder shall directly perform the debts to the card issuer or special unit. The primary card and the secondary card belong to the same account and share the credit line. Most of the cardholders of the main card and the deputy card have a common property relationship, or know and trust each other, and there are agreements such as gift, entrustment and paid commitment between them.

2. Status:

In the relationship between the principal cardholder and the secondary cardholder, the principal cardholder is in a dominant position, and the principal cardholder has the right to decide to add or cancel the secondary cardholder, while the secondary cardholder is in a subordinate position. If the primary card is cancelled, the secondary card should be returned to the card issuer voluntarily. When the main cardholder requests to stop using the supplementary card midway, he should also return the supplementary card to the card issuer. If there is any outstanding debt, the debt will still be borne by the main cardholder.

3. Overall rights and interests:

The primary cardholder has the right to supervise, use or stop all the enjoyment items of the secondary cardholder. The main card is closely related to the secondary card, and it is responsible for the risk of arrears caused by the secondary card.

Extended data:

Precautions for supplementary card application:

1. You cannot apply for a supplementary credit card separately. You can only apply for a supplementary credit card if you have a master credit card. Only the credit card host himself or his immediate family members, including parents, spouses and children. Applicants must be at least 16 years old, and individual banks must be at least 14 years old.

2. Supplementary cards can be applied together when applying for the main credit card, or they can be applied separately after obtaining the main credit card. Generally, 1 ~ 3 sub-cards can be hung under the main card of a credit card, depending on the requirements of different types of cards in different banks.

3. The secondary credit card and the primary credit card have the same upper limit and share the same limit. The holder of the primary card can adjust the amount of the secondary card within the total amount. If the amount of the main card is 1 10,000 yuan, the amount of the auxiliary card can be set arbitrarily within 1 10,000 yuan. This way is convenient for parents to control their children's spending.

4. The supplementary card of the credit card will not be charged separately. No matter how many supplementary cards there are in the name of the main credit card, all consumption transactions are only recorded under the bill of the main credit card, that is, only one bill is issued.

5. Credit card supplementary card transactions also have points, which is no different from using the main credit card. However, trading points can only be recorded in the name of the main card, and the use of points can only be carried out with the main card.

6. The secondary card of a credit card, like the primary card, needs to be activated and the transaction password set separately before it can be used. Except that the amount of the supplementary card will be limited by the main card, other ways of use are no different from the main card.

References:

Baidu encyclopedia-supplementary card