Credit card points refer to the proportion of credit card processing fees charged, generally expressed as a percentage.
Credit card handling fees are classified as follows:
1. Category 1 merchants:
Mainly include catering, hotels, entertainment, jewelry, and arts and crafts categories For merchants, the deduction points for swiping the card are between 2 and 2.5.
2. The second type of merchants:
Mainly include real estate, car sales, and wholesale merchants, and the deduction point for swiping the card is 1.
3. The third category of merchants:
Mainly include airline ticketing, refueling, and supermarket merchants, and the deduction points are generally between 0.5 and 1.
4. The fourth category of merchants:
Mainly include public hospitals and public schools. Generally, the deduction points vary depending on the region.