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How are credit card points calculated?

Credit card points refer to the proportion of credit card processing fees charged, generally expressed as a percentage.

Credit card handling fees are classified as follows:

1. Category 1 merchants:

Mainly include catering, hotels, entertainment, jewelry, and arts and crafts categories For merchants, the deduction points for swiping the card are between 2 and 2.5.

2. The second type of merchants:

Mainly include real estate, car sales, and wholesale merchants, and the deduction point for swiping the card is 1.

3. The third category of merchants:

Mainly include airline ticketing, refueling, and supermarket merchants, and the deduction points are generally between 0.5 and 1.

4. The fourth category of merchants:

Mainly include public hospitals and public schools. Generally, the deduction points vary depending on the region.