At present, the minimum amount of credit cards is 3,000 yuan, ordinary cards are 8,000 to 1000 yuan, and gold cards 1000 yuan or more. When applying, you can put forward the amount you want according to actual needs. The bank will review your credit status and credit card usage. Need to remind you that the final audit result may be different from your initial application.

The limit is mainly determined by the financial certificate you provide, including your automobile production, real estate, savings and financial investment, social security policy, insurance products, salary certificate, etc.

The approved credit line refers to the credit line approved by the issuing bank according to the credit status of the main card applicant. Credit limit refers to the maximum overdraft limit of a credit card, which is shared by RMB and foreign currency, the main card and the auxiliary card, and all credit cards in your name.

The installment limit is set to 100% of your credit card's permanent credit limit.

Cash advance generally does not exceed 50% of your credit limit, and does not exceed the current available credit limit of the card. Cash borrowed in advance does not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the bank bookkeeping date, with compound interest on a monthly basis. According to the regulations of the supervision bureau, credit cards are overdrawn through the UnionPay network, and each card does not exceed the equivalent of 2000 yuan per day. Cash withdrawal through non-UnionPay network shall not exceed the equivalent of USD 65,438+USD 0,000 per day and USD 5,000 per month. The amount you can actually get will also be affected by the card amount and usage.