Can I use UnionPay cards when going to Germany?

Yes.

China UnionPay’s services have long gone beyond mainland China and are available in more than 160 countries or regions including Hong Kong, Macau, Taiwan, South Korea, Thailand, Singapore, Japan, the United States, and Germany (as of June 2017 ), you can also use UnionPay services in some areas, including enquiries, card payments, cash withdrawals, etc.

The main responsibilities of China UnionPay are to build and operate the infrastructure of the UnionPay inter-bank transaction clearing system, promote unified bank card standards and regulations, and provide inter-bank information exchange, Basic bank card services such as clearing data processing and risk prevention will promote the intensive and large-scale development of the bank card industry. At the same time, it will cooperate with commercial banks to create independent bank card brands.

Extended information:

Functions of UnionPay cards:

1. UnionPay standard cards are universally accepted: UnionPay standard cards are issued in accordance with the business and technical standards of China UnionPay. Complying with ISO international standards, cardholders can easily withdraw money and spend with their cards at any bank card acceptance point in China, as well as ATMs and UnionPay authorized merchants in more than 50 countries and regions overseas.

2. Use cards abroad to save money and benefit: Hold a UnionPay standard card and use the UnionPay network to make purchases or withdraw money from ATMs overseas. Use the card to debit RMB to avoid multiple exchange losses. There is no need to purchase foreign exchange and repay, and no payment is required. Currency conversion fees ranging from 1 to 2 are convenient and affordable.

3. Overseas consumption, tax refund is worry-free: Use UnionPay Standard Card to spend in more than 250,000 stores around the world. You only need to complete the corresponding tax refund process and you can receive the refund of consumption tax through your UnionPay Standard Card. . The tax refund amount is directly converted from the currency of the place of consumption into RMB, eliminating the trouble of currency conversion, and eliminating the currency conversion fee of 1-2, making the tax refund cost lower.

4. 24-hour high-quality service: China UnionPay’s domestic customer service hotline is 95516, and many overseas countries have also opened toll-free service hotlines. UnionPay standard cardholders can directly contact the China UnionPay customer service center by dialing the toll-free service hotline in each country and enjoy fast and high-quality 24-hour service.

Baidu Encyclopedia-China UnionPay

Baidu Encyclopedia-China UnionPay Card

Can I use Swiss bank cards in Germany?

Can I use them in Europe? UBS credit cards, industrial and commercial credit cards with the Visa logo, and Construction Bank credit cards can also be used.

About the problem of using Chinese credit cards in Germany

Hello, if it is a China Merchants Bank credit card, our bank currently has two basic credit card payment lines, UnionPay lines and international lines (VISA, MASTERCARD, JCB or American Express, etc.). When the card is swiped on UnionPay lines, the payment will be settled directly in RMB; when the card is swiped on international lines, the payment will be settled in US dollars. Since overseas consumption by credit card will be settled in U.S. dollars, if the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5 of the transaction amount. The exchange fee is collected by our bank on behalf of international organizations. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee. (If you use a full-currency credit card, you can spend any time around the world, with 0 currency exchange fees. The function of purchasing foreign exchange will be automatically activated, and you can spend money in RMB to purchase foreign exchange and repay.)

"If you have any other questions, we recommend that you You can add "QQ" or "WeChat" for online consultation.

Method 1: Search for "4008205555" in QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

Method 2. : Just search the number "cmb4008205555" on WeChat and follow the China Merchants Bank Credit Card Center.

For detailed instructions, please click: Thank you for your attention and support! "

Can I use Bank of China visa credit card in Germany?

Use of Bank of China dual-label credit card:

If you hold a Bank of China dual-label credit card, You can use cards to make purchases through overseas UnionPay channels or corresponding international organization channels; if you only hold UnionPay single-label cards, you can use UnionPay channels to make purchases overseas; if you only hold non-UnionPay single-label cards, you can use other international cards besides UnionPay overseas. Organize channels for credit card consumption.

The above content is for your reference. Please refer to the actual business regulations.

If you have any questions, please consult Bank of China’s online customer service.

We sincerely invite you to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related services.

This is the introduction to credit card swiping in Germany.