1. Civil debt: overdue repayment is a civil debt problem, not a criminal act. After paying off overdue debts, the other party usually cannot pursue criminal responsibility.
2. legal procedures: if the borrower fails to repay the loan on time, the creditor may take legal procedures to recover the arrears, such as mediation, arbitration or litigation. However, as long as the overdue debts are paid off, disputes can be resolved and further legal disputes can be avoided.
3. Criminal liability: In general, simple overdue debts will not lead to criminal liability. However, in some cases, if the borrower has intentional fraud, such as forging documents and providing false information, it may involve criminal offences, but this is not a common situation.
to sum up, after the overdue debts have been paid off, there is generally no risk of being arrested or imprisoned. However, it is suggested that borrowers pay off their debts in time and communicate with creditors to resolve disputes in order to avoid possible legal disputes.