The rate of buying a car by credit card will vary according to the loan requirements of different banks and different models. The bank will charge a certain handling fee according to the specific model and installment number you purchase. Take CCB credit card to buy a car as an example. If it is divided into 12 installments, the handling fee rate is 0%-3% of the loan amount; If it is 24 issues, the handling fee rate is 4%-7%; For 36 installments, the handling fee rate is 10%- 12%.