The interview refers to the process in which the credit card applicant brings legal and valid personal documents to a bank branch to submit personal information and data verification. The purpose is to enter facial recognition through the bank's camera system and confirm whether he or she is applying. Whether the qualifications are genuine.

Each bank has different regulations and systems, so there are differences in interview methods. If the documents are incomplete and the income is too low, the probability of being rejected for a credit card interview is relatively high.

According to the requirements of the bank applying for a credit card, bring the required documents, usually your ID card. If the bank also requires you to issue a work certificate and other documents, just prepare them in time; if you and the bank sign at a different location, you'd better prepare these documents in advance to avoid a second trip later.

The most important thing is that you must bring your own valid ID. It is recommended that cardholders wear formal attire. There is a reason for wearing formal attire, so as to leave a good impression on the bank reviewers, which will increase the success rate of the interview. Remember to wear slippers, shorts, a vest, etc., as there is a high chance that your card will be declined by the bank. This is why many people go smoothly when applying for a credit card, but are eventually rejected by the bank.

Credit card interview details of 14 banks

Bank of China: After applying for a credit card online at Bank of China, you must first download the card and then conduct an interview before you can use the credit card normally. The person who applied for the card needs to bring it during the interview. Put on the ID card, copy a paragraph, copy the ID card, sign and take a photo. Some card applicants may encounter situations where they need to review their income certificate, real estate certificate or provident fund, so they should prepare complete information before going to the branch for an interview, just in case.

Agricultural Bank of China: After submitting the information online, Agricultural Bank of China generally requires you to go to the offline interview. In many areas, the Agricultural Bank of China requires that there must be real estate in the local area, otherwise the interview will not pass. Here we also remind everyone to apply for an Agricultural Bank of China credit card. Be sure to go to the local Agricultural Bank of China branch first to inquire about the interview requirements. Otherwise, if you apply, check your credit report, and still not issue the card, you will lose more than you gain.

Industrial and Commercial Bank of China: To apply for an ICBC credit card, you need to have an interview first, and then apply for the card after the interview. The steps for the interview are not complicated. Just bring your ID card, copy a paragraph and sign.

China Construction Bank: The interview process of China Construction Bank is relatively simple. As long as the online application is approved, you can go to the bank counter with your ID card and the received card to activate it.

Bank of Communications: Bank of Communications’ online application is very efficient, and the card can be issued in as little as one day. Customers take their ID card, credit card, and card paper to a Bank of Communications branch, copy the sentence on the card paper, and then go to the counter to activate it. Usually the work unit and address are checked, which is relatively simple.

China Merchants Bank: China Merchants Bank’s interview is relatively convenient. After applying for a credit card online, a local salesperson will contact the applicant to handle the application, eliminating the need to go to the bank, which is more convenient.

China Guangfa Bank: After receiving the card, the applicant will undergo an interview. The applicant will receive a credit reference call. After receiving the call, the applicant will bring his ID card and credit card to an ATM machine for review.

Minsheng Bank: When applying for a Minsheng Bank credit card online, the applicant will receive the card first and then go for an interview. Bring your card letter and ID card, fill in your name, mobile phone number, and ID number, copy two lines, and take a photo.

Ping An Bank: After applying for the card online, go directly to the local branch with your ID card and card to activate it. During the interview process, the account manager may ask a few simple questions. Be sure to remember the information you fill in clearly. If you answer incorrectly, the card may be confiscated.

China CITIC Bank: There are two types of face-to-face interviews at CITIC Bank. One is to issue the card first and then sign the card, and the other is to do the face-to-face first and then the card is issued.

The two methods are random. Just bring your ID card, credit card, and card letter, and go to the counter to sign and take photos.

Industrial Bank: After the online application of Industrial Bank is approved, the approval text message will contain the limit and verification code, and the customer will also be notified to go to the branch for verification and card collection. To receive a credit card is to open a virtual card, and a physical card will be sent to you later. The interview process is also very simple. You only need to bring your ID card to sign, take a photo, and answer a few simple questions.

Shanghai Pudong Development Bank: The visa interview at Shanghai Pudong Development Bank is relatively simple. You can just bring your ID card and card to a bank branch to activate it. Generally, you can verify whether the ID card is yours.

Everbright Bank: Everbright Bank’s interview is quite demanding. Everbright’s account manager will ask a lot of questions. If you can’t answer the questions or you feel that you are an intermediary who applied for the card, you will be rejected immediately. There are many cases of Everbright being rejected during the interview. , probably the most perverted bank among all banks. It is recommended that everyone dress appropriately during the interview, remember all the information when applying for a credit card, and make sure there are no mistakes.

Hua Xia Bank: Hua Xia Bank’s interview is also relatively simple. Just bring your ID card and card to the branch to activate.