The difference between a credit card and an ordinary savings card is:\x0d\1. A credit card can be consumed in advance and then repaid, while a savings card must be deposited before consumption\x0d\2. A credit card has an installment payment function, while a savings card No\x0d\3, credit card consumption can accumulate points, which can be redeemed for free goods in the points mall. Deposit cards do not have this function\x0d\4. If you use a credit card and have a good record, you can accumulate credit for the future, which is beneficial to future loans. \x0d\\x0d\There are other differences. I only write them down based on what I know. I hope it will be helpful to you.