1. I saw loan information on the Zhaotong Ganji website. A company called Yunnan Financial Investment Guarantee Management Co., Ltd. said that you can get a loan with just your personal ID card. You have to pay

Baidu Special reminder from the anti-alliance team:

Please be wary of various fake loans and large-amount credit card information scams posted on the Internet! All the information released by various companies and guarantee companies on the Internet that you can get a loan or apply for a credit card with just your ID card are basically low-level scams. No matter whether the company is registered or not, don’t believe it. The scammer will first trick you into signing a fax contract and pressing your fingerprints. , and then they will trick you step by step into paying insurance premiums, paying first month interest, paying performance fees, deposits, guarantee fees, loan fees, notary fees, credit reference fees, mortgage deposits, card opening fees, etc., and will also use your bank statements In the name of checking your repayment ability or capital verification, you are required to transfer all the funds in your account to the scammer's account. You are even asked to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the scammer's account. You don’t know that this method will defraud you of all the money in your account. If you don’t pay the fee as required by the scammer, the scammer will threaten to drag you into the blacklist on the pretext that you have signed a contract with them. list, and threaten you to breach the contract, pay huge liquidated damages, etc. This is really a low-level method and a typical example!

Please always remember that if the other party asks you to pay any fees first for any reason, it is absolute. Under no circumstances, do not remit money, transfer money or pay any fees to other people first. To avoid being cheated! Don't believe any threat from the scammer. Since the other party is suspected, the contract signed with the scammer has no legal effect, and there is no theory of breach of contract. The scammer's low-level method of threatening to compensate for liquidated damages is pure nonsense and does not require any Worry.

Therefore, netizens are hereby reminded that companies cannot lend across regions. To apply for a credit card, please go to a regular bank. Do not believe such information issued by various online investment and financing guarantee companies and various small loan companies. Loan or card application information, especially such companies in big cities such as Beijing, Shanghai, Guangzhou, Shenzhen and other big cities are basically scam companies! If you are cheated, no matter how big or small the amount is, please call the police! If it is so rampant, the public security agencies in various places are requested to vigorously crack down and rectify it!

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2. Is it true that you can apply for a personal credit loan with your ID card as mentioned on the Ganji website?

Hello!

You can log on to the homepage of Ganji.com, select your city, and then search for the information you need according to the classified information. Wish you a happy life!