With the approach of 520, many card friends pay more and more attention to CITIC Bank's Yanka Couple Card, but many card friends don't know about this credit card product. Intimate today, I would like to introduce to you what kind of card is CITIC Bank Yanka Couple Card?
China CITIC Bank Yanka believes that everyone is familiar with it, which is mainly divided into colorful series and Yanka customized X series, while the couple card is a customized couple series credit card product.
There are four kinds of card face designs for China CITIC Bank's Yanka couple card, in which confession (520) and love letter (13 14) are a pair; Happy edition and favorite edition are a pair. Now you can also reduce the 66 yuan/Card business card printing fee.
Ps: For more information about CITIC Bank's credit card, you can click on the Express Card Application Portal, or you can learn about the official product information.
So what are the advantages of CITIC Bank's extended card couple card in terms of card quota, rights and interests, annual fee, etc? Look down:
1, credit card limit
China CITIC Bank Yanka Couple Card belongs to UnionPay single logo gold card. The application conditions are relatively relaxed, and the maximum credit line can reach 50,000 yuan. Of course, applicants need good credit conditions, especially economic strength.
2. Credit card benefits
CITIC Bank Yanka Couple Card can enjoy all the financial services and rights of CITIC Credit Card Gold Card, and now you can get a free FolliFollie brand watch for 2080 yuan.
3. Annual credit card fee
The annual fee for the gold card is: 200 yuan for the main card and 100 yuan for the supplementary card; In the month when the card is opened, the annual fee for the first year is exempted for one consumption or withdrawal, and the annual fee for the next year is exempted for five consumption or withdrawal.
What kind of card is CITIC Bank Yanka Couple Card? Through the above introduction, it should be clear. In a word, this is a high-value, high-interest and easy-to-use credit card product, which is very suitable for young couples to apply for cards together!
How to apply for CITIC Couple Card? There is a passage to 520.
CITIC Yanka or my Platinum Card is better. Comparing the two, the strong wins.
Friends who want to run CITIC Credit Card will inevitably have difficulty in choosing a card when faced with a variety of cards. For the two card types that card friends are most entangled in, today we will compare CITIC Yanka or I Platinum Card.
Extended reading:
How about the customized version of CITIC Bank credit card Yanka? There's always a freestyle for you.
Whether the credit card limit of CITIC Bank is high or not depends on your "strength"
Applied articles
CITIC Yanka: The application threshold is low. Although it belongs to the gold card level, as long as there is no bad credit record and the basic conditions for card processing are met, you can easily apply.
I Platinum Card: I am 25-35 years old, and I have never applied for a CITIC Platinum Card. If the credit card limit of other banks is 1 10,000, I can apply; If there is no problem with the applicant's credit information, the monthly salary before tax is more than 5,000 yuan, which also meets the application conditions.
Comments: According to the application conditions in Tibet, the application conditions of CITIC Yanka are looser than I Platinum Card, which is suitable for a wider range of users.
Quota commodity
CITIC Extended Card: It belongs to the gold card level of CITIC Credit Card, and the amount is between 10000-50000.
I Platinum Card: It belongs to the platinum card level of CITIC Credit Card, and the amount is more than 50,000.
Comments: The credit card level directly determines the difference of the credit limit between the two cards, but the final credit limit is determined by the bank according to the applicant's application conditions. Of course, the stronger the economic strength, the more you can apply for a high credit card.
Extended reading:
Applying for CITIC Platinum Credit Card I Platinum Card is your best choice.
It's up to you whether the credit limit of CITIC I Platinum Credit Card is good or not.
annual fee
CITIC Yanka: the main card is 200 yuan/year, and the annual fee for the first year is exempted if the card is swiped or withdrawn once in the month when it is opened; Credit card or cash withdrawal 5 times in the first year, free of annual fee in the next year; And so on.
I Platinum Card: 480 yuan/year, which can be redeemed with 60,000 credit card points; The annual fee is reduced in the first year, and the annual fee is reduced 12 times by swiping the card (including cash withdrawal) in the second year.
Comments: The annual fees of the two cards are not high, and both of them have annual fee-free concessions. If you keep the habit of using the card after handling it, the annual fee reduction is not a problem.
Equity clause
CITIC Yanka: Courtesy for new customers. Within 60 days after checking the card, you can get the value by accumulating 399 yuan points. A 468 yuan CampoMarzio pen. There are 9 points for eating Haagen-Dazs and 9 points for drinking Starbucks. Flight delay insurance: 4 hours delay 1 1,000 yuan, and 24-hour exclusive customer service/SMS service and other wonderful rights.
I Platinum Card: The most attractive thing is that online transactions can double points, with a maximum of 10000 points/billing month; As a platinum credit card, there are many distinguished rights to enjoy, such as: 2-hour Korean delay insurance, the maximum compensation for flight delay of 2 hours 1000 yuan; 5 million aviation accident insurance, the insured amount is as high as 5 million, which is shared by spouses and children in the same industry; There are also services provided by CITIC Platinum VIP Line.
CITIC Yanka is better than my platinum card. If you have a platinum card, the application condition is naturally I platinum card, the annual fee is not high, and there are also concessions; If the application conditions are generally good, it is still very popular as a high-value credit card. apply for admission to a school
Whether the credit card limit of CITIC Bank is high or not depends on your "strength"
Everyone has a love of beauty. The face value of credit cards is also one of the important factors to attract cardholders to apply for cards. When it comes to the face of credit cards, CITIC Bank Yanka deserves to be a peerless beauty in the credit card industry. Then, besides the high value, is the credit card of CITIC Bank also very high?
China CITIC Bank Yanka has an original "colorful series" credit card and customized Yanka. In addition to high-value cards, two different Yanka also belong to the gold card level in the card level, which is more suitable for young people to apply. However, the problem of high credit card quota that card friends are more concerned about needs dialectical analysis.
The credit cards of CITIC Bank are all gold cards. Generally speaking, the amount of credit cards issued will be between 6.5438+0 million yuan and 50,000 yuan. However, the application conditions of each applicant are different, and the initial amount of the bank is also different. To obtain a high quota, you need to meet the following high-quality application conditions.
1, stable work and high income, it is best to work in the work unit for more than half a year, and the higher the salary level, the better, and can provide effective supporting documents;
2, personal life is stable, married and educated, have their own home, and live in the local area for a long time;
3. It is best to have a college degree or above. The higher your education, the more you can reflect your quality and development prospects;
4. Additional financial proof, such as real estate license, vehicle driving license, large deposit certificate, running salary certificate, etc.
In short, the credit card limit of CITIC Bank is high or not, and the bank will make a comprehensive score decision based on the application materials you provide. If you want to get a high credit, show all your financial strength, but because it is a gold card, the maximum amount will not exceed 50 thousand yuan. Qicai card face application entrance
What is the annual fee of CITIC Credit Card Yan Series? Gold cards can be so capricious and free.
CITIC Bank also bought various customized Yan cards, which are very festive and exude the breath of the Spring Festival. CITIC Credit Card Series is not only of high value and rich rights and interests, but also has no pressure on the annual fee. Then, what is the annual fee for CITIC Credit Card series? Teach you to relax.
There are many types of CITIC Credit Card, including:
1, colorful series
Card surface is divided into red, yellow, green, blue, purple and pink. The design is simple and generous, and different colors show different personality charm.
2, Yanka X series customized models
1) attitude series (8 models)
2) Coupling series (2 models)
3) MengMeng Series (4 models)
4) Life Series (5 models)
5) Zodiac series (12)
6) Constellation series (12)
7) Old News and New Story Series (8 models)
The standard of court drama: how about the old text and new language series of China CITIC Bank Yanka X?
The above CITIC Credit Card Yan series cards belong to the gold card level, and the annual fee is charged as follows:
The main card is 200 yuan/year, and the auxiliary card 100 yuan/year;
Cardholders only need to swipe their cards or withdraw cash once in the month of card opening to avoid the annual fee for the first year, and swipe their cards or withdraw cash five times to avoid the annual fee for the next year.
CITIC Credit Card Yan Series can be easily exempted from annual fee, and special process business card printing time limit is exempted from business card printing fee. If you want to start with beautiful cards, you should start quickly, otherwise you will have to pay the business card printing fee rigidly! Fast god card platform
What card does Zhongyan Card belong to?
There are two types of CITIC Yanka, both of which belong to UnionPay Gold Card:
1, standard model of CITIC Yanka
The cards come in seven colors, including yellow, green, blue, purple, pink, red and black. Cardholders can enjoy all the benefits of CITIC Credit Card (Debit Card) Gold Card, including free annual fee (Debit Card), 9 points /9 yuan exchange privilege, flight delay insurance, etc.
2. CITIC Yanka customized models
There are 8 series, namely: Yanka X Attitude Series, Yanka X Old Literature New Theory Series, Yanka X MengMeng Series, Yanka X Constellation Series, Yanka X Couple Series, Yanka X Life Series, Yanka X Zodiac Series, etc. Cardholders enjoy the related rights and interests of CITIC Credit Card (Debit Card) Gold Card.
What card does CITIC Credit Card Yanka belong to?
"Yan" series credit cards belong to the gold card level, and the application threshold is relatively low. If you have a stable job, you can earn more than 4,000 yuan, and the amount is generally more than 6,543,800 yuan and less than 50,000 yuan.
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.
CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.
First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.
In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.
CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points. It will be deducted after the user explicitly upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.
CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above.
However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.
In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment payment within three working days after the current bill date and before the repayment date.
If an individual wants to pay by installments, he can't change it after determining the number and amount of installments. This needs attention. In addition, we must repay in time to avoid more bad credit.
This is the end of the launch of CITIC Credit Card Yan Card and CITIC Bank Yan Series Credit Card. I wonder if you have found the information you need?