Consequences of overdue payment of credit card for 5 days
The five-day overdue payment of a credit card constitutes overdue behavior, and the overdue record is recorded in the personal credit information system of the central bank, which affects the subsequent credit card and loan business. The bank will take measures such as collection. If the card-issuing bank fails to return it for more than 3 months after twice collection, it will be regarded as malicious overdraft, and the bank will continue to collect it until the court brings a lawsuit.