It is suggested that the landlord can apply for the installment of CCB bills. Bill installment refers to the period from the day after the bill date to the final repayment date when the cardholder applies to CCB to repay a certain amount of RMB consumption in installments (only once every 30 days). The minimum amount for applying for bill installment is 500 yuan RMB, and the maximum amount does not exceed 90% of the total RMB consumption in the bill (excluding cash withdrawal, installment payment and other transactions stipulated by the bank).

The installment amount and handling fee of each period will be recorded monthly, and the installment amount of each period is the same. There is no down payment.

For example, the landlord made a bill of 20,000 yuan and applied for the highest bill installment18000 (20,000 * 90%) for 6 months.

Then the installment amount of the first installment is 3000( 18000/6), and the installment fee for each installment is 126 yuan (18000*0.7%).

In other banks, the installment amount is recorded every month, and there is no down payment as the landlord said.

However, I personally suggest that it is more convenient to handle CCB's bills in installments, and the handling fee is cheaper than that of banks. In addition, there are preferential activities for the installment fee of CCB bills!