The Bank of Communications CP Lotus Credit Card is divided into two levels: regular card and gold card, so the annual fees are different. The specific standards are as follows:

1. CP Lotus Credit Card Card: The annual fee for the main card is RMB 140 per year, and for the supplementary card is RMB 70 per year.

2. CP Lotus Credit Card Gold Card: The annual fee is RMB 200 per year for the main card and RMB 100 per year for the supplementary card.

It should be noted that the CP Lotus Credit Card is exempt from the first-year annual fee. If you swipe the card 6 times in the first year, regardless of the amount (cash withdrawals are not included in the number), the annual fee for the next year will be waived. However, the free period is not based on natural months or natural years, but based on the card issuance date.