This article mainly introduces the cancellation process of China Guangfa Bank credit card, including online cancellation and offline cancellation, as well as some preparations before cancellation, and how to handle some matters after cancellation, providing a general guide for users. A reliable reference.
1. Basic concepts of Guangfa Bank credit card cancellation
2. Online cancellation process
3. Offline cancellation process
4. Preparations before cancellation
5. Processing after cancellation
6. Conclusion
1. Basic concepts of cancellation of Guangfa Bank credit card
Cancellation of Guangfa Bank credit card refers to an operation in which a user cancels the use rights of a Guangfa Bank credit card that he already holds and cancels it from his account. After cancelling, the user will no longer be able to use the credit card, and will no longer be able to enjoy any preferential policies it brings.
2. Online cancellation process
(1) Log in to the official website of Guangfa Bank or mobile banking, click "Credit Card" to enter the credit card management page;
( 2) Click "Credit Card Cancellation" to enter the cancellation page;
(3) On the cancellation page, enter personal information and confirm the cancellation information;
(4) Submit the cancellation application and wait for review ;
(5) After passing the review, the cancellation will be successful.
3. Offline cancellation process
(1) Prepare the information required for cancellation, including valid ID card and credit card certificate;
( 2) Bring the above information to the local Guangfa Bank business outlet;
(3) Submit the cancellation application at the business outlet;
(4) Receive the credit card and sign the cancellation confirmation;
(5) Wait for the review. After passing the review, the logout will be successful.
4. Preparations before cancellation
Before canceling Guangfa Bank credit card, users need to make the following preparations:
(1) Confirm the account balance, Clear all account balances;
(2) Confirm the credit card bill and pay off all the bills;
(3) Confirm the credit card points and use all the points;
(4) Confirm the preferential policies of the credit card and use all the preferential policies;
(5) Confirm the insurance of the credit card and invalidate all the insurance.
5. Processing after cancellation
(1) After cancellation, the user will no longer be able to use the credit card or enjoy any preferential policies it brings;
(2) After cancellation, the user needs to tear up the magnetic strip on the front of the credit card and the verification code on the back and other card information within 15 calendar days;
(3) After cancellation, the user needs to tear up the card information within 15 calendar days; Within three calendar days, completely destroy the card information such as the magnetic strip on the front of the credit card and the verification code on the back;
(4) After cancellation, the user also needs to cancel the original credit card online banking and mobile banking accounts;< /p>
(5) After logging out, the user also needs to clear all original credit card points and preferential policies.
6. Conclusion
Cancellation of Guangfa Bank credit card refers to an operation in which the user cancels the usage rights of the Guangfa Bank credit card that he already holds and cancels it from the account. Before canceling, users need to handle account balances, bills, points, preferential policies, insurance, etc., and completely destroy card information such as the magnetic strip on the front of the credit card and the verification code on the back within 15 natural days. Users can choose to log out online or offline. After passing the review, the logout operation can be completed.
This article mainly introduces the cancellation process of China Guangfa Bank credit card, including online cancellation and offline cancellation, as well as some preparations before cancellation, and how to handle some matters after cancellation, providing a general guide for users. A reliable reference.