Credit cards refer to neither debit cards nor credit cards. The details are as follows:

1. Credit cards can be divided into two types, namely credit cards and quasi-credit cards. Credit card, so a credit card must be a credit card, but a credit card is not necessarily a credit card;

2. Debit cards can deposit and withdraw cash, transfer and remittances, swipe card purchases, and collect and pay on behalf of others. and asset management, etc. However, debit cards do not have a credit limit, so cardholders need to make a deposit before they can use it. Overdraft is not allowed.