It is understood that under normal circumstances, there is no charge after the credit card is successfully activated (except for a few special credit card types). However, after the cardholder uses the credit card, the card will have an annual fee. Most credit cards have a free annual fee in the first year, and an annual fee will be incurred after swiping the card in the next year.
the annual credit card fee is usually waived after certain conditions are met, such as how many times or how much the card has been swiped. Therefore, if the credit card is not used after activation, it should be cancelled in time. Otherwise, the expenses incurred by the credit card may be overdue and bring many unnecessary troubles to the cardholder.
I hope my answer will help you. You can also call the customer service phone of the bank for consultation.