What are the types of credit card crimes?

The types of credit card crimes are as follows:

(1) knowing that there is no repayment ability and a large amount of overdraft cannot be returned;

(2) after applying for a credit card with a false credit certificate, it is overdrawn and cannot be returned;

(3) evading bank collection by means of hiding or changing contact information after overdraft;

(4) Evading or transferring funds, concealing property and evading repayment;

(5) using overdrawn funds for criminal activities;

(6) other cases of illegal possession of funds and refusal to return them.

what are the types of credit card crimes?

with the rapid development of economy and society, credit cards have gradually become an important tool for financial business, which has also brought great convenience and help to people's lives. However, many criminals are also eyeing this cake. In recent years, the crime rate of credit cards has been rising day by day, and all kinds of credit card crimes have become increasingly rampant. What are the types of credit card crimes?

1. The criminals pretended to be bank staff to inform you that your credit card was successfully swiped in a shopping mall, and left an inquiry number. When you are in doubt, when you call, the criminals will guide you to operate on the ATM and use various rhetoric to induce you to transfer the money to his designated account.

2. You lied by SMS or phone that you won the grand prize, and asked you for it in the name of remittance, and asked you to pay 2% income tax first and transfer it to the designated account.

3. The policeman posing as the economic investigation department of public security lied that your credit card was stolen and the suspect has been arrested, and asked you to report the password to the "public security personnel".

4. Post a "notice" to induce you to transfer money. Post a notice on the ATM machine such as "System failure, please follow the following procedures, or you will be at your own risk". When you follow the prompts, you will transfer the amount on the card to the liar.

5. create the illusion that the credit card has been swallowed. First, tamper with the ATM so that the card can't be taken out, and then pretend to be a kind person to remind you to re-enter the password. When your operation is invalid and you ask in the business hall of the bank, "good people" will take the card away.

6. Install a micro camera and a card reader on the ATM in advance. When you withdraw money from the ATM, you steal the credit card information and password, and then clone your bank card to withdraw money.

7. Fake websites are tempting to be fooled. Advertise on it that the online bank is drawing a lottery. When you click enter, you will be asked to enter your password.

8. Play "Double Spring" to switch credit cards. When you have finished your business and haven't taken out your card, someone asks you questions. Before you turn to talk, another person next to you has switched your credit card.

9. Peek at the victim's credit card information. Some customers are not aware of the protection of personal information when handling banking business, so some criminals write down the victim's credit, ID number, name and bank card password with their super memory, and then forge the victim's ID card to the bank to open online banking, taking the victim's deposit as their own.

1. Hotel attendants take advantage of carbon-free carbon copy to make a loophole, and pay two fees for signing a credit card once. Hotels often have several tables of guests checking out at the same time, some with cash and some with credit cards. At this time, the waiter will "swipe off" the amount settled in cash with a credit card. If the cardholder does not find that there is an extra credit card, he will "voluntarily" sign two bills in one lump sum, and the money settled in cash will fall into the waiter's pocket.

What are the credit card crimes

(1) Malicious overdraft. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. (2) credit cards. Credit card and use, convicted and punished by law. The amount shall be determined according to the amount (actual amount) used by the actor after using the credit card. (3) fraudulently obtaining a credit card. If a credit card has not been used by using a false identity certificate, it should be regarded as an implicated offense according to the nature and circumstances of the act that has been implemented by law, or the crime of forging official documents and seals, or the crime of forging resident identity cards and obstructing credit card management.

What are the charges of credit card crime?

The crime of obstructing credit card management, the crime of stealing, buying or illegally providing other people's credit card information, and the crime of credit card.

legal analysis

There are three kinds of charges of credit card crime: one is the crime of obstructing credit card management, and the specific acts include: (1) holding and transporting knowingly a forged credit card, or holding and transporting knowingly a forged blank credit card in a large number; (2) Illegally holding other people's credit cards in large quantities; (3) fraudulently obtaining a credit card by using a false identity certificate; (4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent identification. The second is the crime of stealing, buying or illegally providing credit card information of others. The third is the crime of credit card, which includes four specific acts: using forged credit cards or obtaining credit cards by false identification; Using an invalid credit card; ) fraudulently using someone else's credit card; (4) Malicious overdraft. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank.

Legal basis

Article 196 of the Criminal Law of the People's Republic of China commits any of the following acts, and if the amount involved is relatively large, he shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, it shall be sentenced to not less than five years but not more than ten years, and a fine of not less than 5, yuan but not more than 5, yuan shall be imposed; If the amount is especially huge or there are other particularly serious circumstances, it shall be sentenced to not less than 1 years or, in addition, a fine of not less than 5, yuan but not more than 5, yuan or confiscation of property: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the act that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Those who use credit cards simultaneously shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

what are the behaviors of credit card crimes?

There are several kinds of credit card crimes:

1. Using forged credit cards.

2. use an invalid credit card. the so-called invalid credit card refers to the use of a credit card that has lost its effectiveness due to legal reasons.

3. fraudulently using another person's credit card. The so-called fraudulent use of another person's credit card refers to the behavior that a non-cardholder uses the cardholder's credit card to defraud property in the name of the cardholder.

4. Malicious overdraft by credit card. Credit card overdraft means that the cardholder can still use the credit card to spend money with the approval of the bank under the condition that the credit card account of the issuing bank is insufficient or has no funds.

so much for the introduction of credit card crimes.