The temporary quota is valid for a certain period of time. After the period is exceeded, it will automatically revert to the original quota and you can borrow cash in advance. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum repayment amount of the latest bill. It must be repaid in one go on the due payment date. If it cannot be repaid, You can check whether you can apply for bill installment through customer service evaluation. If the loan is not due/repaid, if there is still a temporary limit, you can apply again to adjust the temporary limit, which is subject to system approval. Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Temporary Limit Adjustment".