1. If I pay off my credit card bill in full after 8 days overdue, will there be a negative record in my personal credit record?

2. Conclusion and detailed explanation:

- Yes, late repayment will leave a bad record in the personal credit system.

- In the case of China Construction Bank Credit Card, overdue payment for more than 5 days is considered overdue, and you are 8 days overdue.

- Even if you pay off all your debts, overdue records will still be recorded in the personal credit system.

- The existence of bad records may have a certain impact on your future loans, credit rating, etc.

- Regarding the time for clearing overdue records, specific regulations may vary from region to region. Please consult China Construction Bank for details.

3. Summary: Overdue repayments will record bad records in the personal credit system, which cannot be cleared even if they are paid off in full. This may have some impact on future loans and credit ratings.

4.

Extended information: According to China's personal credit reporting system, banks will report overdue repayment information to the credit reporting agency, and this information will be recorded in the personal credit report. . The existence of overdue records may affect personal credit ratings, reduce loan approval rates, and may cause loan interest rates to rise. The time for clearing credit records varies by region and specific circumstances, and it generally takes a longer time to eliminate the impact of bad records. It is recommended to pay your credit card bills promptly to avoid late repayments and maintain a good credit record.