After the installment of ICBC's credit card consumption, if the remaining amount is enough for the next consumption and exceeds the minimum installment limit, you can continue to apply for installment.
The initial amount of installment business is RMB 600 yuan.
1. The total installment payment and handling fee cannot exceed the available amount of the credit card account. The amount deducted in each installment is regarded as the consumption of the current month and enjoys the interest-free repayment period.
2. The application for installment payment through 95588 shall be made between the date of consumption transaction and the due repayment date. Handling channels include ICBC outlets, 95588 telephone banking, online banking, mobile banking, self-service terminals, SMS, etc.
3. The date of installment payment is the first deduction date, and the deduction dates of subsequent installments are the same as the first payment date. If the number of days in the subsequent repayment month is less than the first deduction date, the deduction date of that month is the last day of that month.
4. Customers who have paid by installment can apply for extending the unpaid amount, but the same installment business can only be extended once, and the handling fee rate is the same as that of installment.
5. Apply for prepayment without prepayment fee.