Tell your purpose directly and tell the bank the truth. The credit card has been sued for overdue, and you have voluntarily paid the minimum repayment amount, which also meets the minimum repayment limit. When you make a phone call, you should tell your purpose directly. You can ask the other party to withdraw the lawsuit and tell the bank the real situation. For example, I have paid the minimum repayment amount, which meets the minimum requirements. Please dismiss the lawsuit in time.