ICBC Guangming Plus Card has the following benefits:

1. Cash back for every domestic purchase, with an annual cash back limit of 5,000 yuan.

2. Individuals have unlimited Dragon Soaring Cards.

3. There are 10 love points.

There are many credit cards that offer cash back for overseas purchases, but there are very few credit cards that offer cash back for domestic purchases. The Feminine Radiance Platinum Card Plus is a credit card that can provide cash back for domestic consumption, and it is the No. 1 domestic cash back credit card. Whether it is offline consumption or online payment channels such as Alipay and WeChat, the Ray Platinum Card Plus version can achieve 1 cash rebate for every transaction. However, this card has a rigid annual fee. If you use the credit card well, you can get up to 5,000 yuan in cash back a year, so the rigid annual fee of 2,000 yuan will not be a problem for you.

Compared with other credit cards where the cashback amount is only a few hundred yuan, this Rays Plus card has significantly increased the cashback limit, which can reach 5,000 yuan, which is capped after spending 500,000 yuan, and then deduct the annual fee. For 2,000 yuan, cardholders can also earn 3,000 yuan, so there is a reason why it is number one.

If you are a high-quality customer of ICBC, you may wish to apply for this card. The benefits of this card are quite attractive.

The Rays of Light series is divided into standard version and Plus version, with gold card and platinum card levels issued respectively; the annual fee for gold card is 200 yuan/year, the annual fee for platinum card is 2,000 yuan/year, and the supplementary card is halved.

Standard gold card customers who spend 5,000 yuan or 5 transactions per year, and platinum card customers who spend 200,000 yuan per year can reduce the annual fee for that year; they accumulate personal comprehensive points.

The Plus version charges a rigid annual fee, which is charged immediately after opening the card. There is no annual fee reduction policy; you can enjoy 1 cash rebate for domestic and overseas purchases (wholesale, house purchase, car purchase, charity, medical and other large non-daily consumption categories) Excluding transactions and installment transactions); no personal comprehensive points will be accumulated. The co-branded points accumulated in the Plus version only represent the customer's contribution to ICBC and are not used for actual redemption.

For details of benefits and usage details, please refer to this introduction.

ICBC Credit Card·Light Series is a special credit card product created by ICBC for the majority of female customers, including "Meet", "Discover" and "Illuminate", aiming to convey the message to the majority of female customers. and advocates discovering women’s own power. Light means "where there is light, there is hope and strength". "Meet", "discover" and "illuminate" respectively interpret the germination, awakening and maturity of women's self-awareness in the new era. We sincerely invite all women to meet with the light card. Discover your own light and illuminate the world!