The difference between ordinary bank cards and gold cards:

1. Ordinary card limit is 3,000 yuan to 10,000 yuan; gold card limit is 10,000 yuan to 50,000 yuan;

2. Ordinary cards enjoy discounts at special merchants; while gold cards have no discounts;

3. Gold card customers’ credit card consumption mode is set to consumption with signature, and this happens 48 hours before the customer discovers that the credit card is lost and reports the loss. China Merchants Bank will compensate for the loss of stolen credit card funds, with an annual total of 15,000 yuan; for ordinary cards, the total loss is 10,000 yuan.