1. The applicant, cardholder and car buyer must be the same person;

2. Applicants must have a good and stable source of income;

3. Before the previous car installment business is settled, the second car installment business cannot be handled;

4. The installment payment amount shall not be higher than 70% of the car price. The cardholder shall pay the down payment first, and the down payment shall not be paid by the buyer's own Jinsui credit card;

5. The car installment quota can only be used when the dealer who submits the installment application purchases the car in installments;

6. Vehicles purchased for car installment business must be insured with vehicle insurance, which should at least include traffic compulsory insurance, vehicle loss insurance, burglary and third party liability insurance.