Will the Bank of Communications credit card automatically be converted into Hong Kong dollars when used in Hong Kong?

If it is a UnionPay credit card, it will not be automatically converted into Hong Kong dollar card consumption. Card swiping at POS machines in Hong Kong generally has UnionPay channels, and consumption is settled using RMB accounts.

If it is a Visa or MasterCard multi-currency credit card, it will be automatically converted into the settlement currency for card consumption.

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