This contract refers to a contract document formulated by China Merchants Bank for personal credit card applicants.

The content of the general application contract for China Merchants Bank Credit Card (Personal Card) includes that the applicant agrees and authorizes China Merchants Bank to collect, store, use, process and transmit personal credit information for credit card qualification review and credit granting. Approvals, risk management, etc.

The contract contains the rules for using the credit card, such as credit limit management, repayment methods, fees and consequences for late repayment, etc.