I. Single business process:

1. The customer buys a car in the garage we cooperate with;

2. The customer submits the application materials to the account manager of our bank;

3. The bank accepts the customer's application and approves the loan to the car dealer's account;

4. The customer repays according to the amount listed in the credit card bill every month.

Second, the direct customer business process:

1. The customer directly applies to our bank for direct car installment business;

2. The customer submits the application materials to our bank;

3. The bank approves the issuance of car purchase quota;

4. The customer takes the card to any car dealer to swipe the card to buy a car;

5. The customer applies to our bank for installment payment;

6. The customer repays the loan according to the amount listed in the credit card bill every month.

Application materials:

I. Installment payment service for intermodal vehicles:

You can submit the following application materials at the resident account manager of our cooperative automobile dealer (the application materials required by different regions may be slightly different, subject to the publicity of the local Shang Hui Bank):

1. Shang Hui Bank Huangshan Credit Card Automobile Staging Business Application Form;

2. The applicant and his spouse's valid identity documents, marriage certificates, household registration books and other relationship proof materials;

3. proof of down payment;

4. Car purchase contract or agreement;

5. Shang Hui Bank Huangshan Credit Card Automobile Installment Business Customer Authorization Letter

6. Customers should also provide card application materials.

Second, direct passenger car installment payment business:

You can apply directly to our business outlets or call our customer service hotline at 40088-96588 (in Anhui Province, you can call 96588 directly), and our account manager will serve you wholeheartedly:

1. Basic information of customer's application for Huangshan Credit Card (if Huangshan Credit Card already exists, directly fill in the application form for automobile installment business of Shang Hui Bank's direct customer credit card);

2. Proof that the customer has paid the provident fund or social security.

Installment charging standard:

Automobile installment payment business belongs to the installment payment business carried out by Shang Hui Bank and specific cooperative merchants. The rate standard shall be negotiated with the merchants, and shall not be higher than the installment fee rate of consumption in the same period. The prepayment fee is 2.5% of the undistributed principal. For specific standards, please refer to the latest price service table of Bank of Shang Hui published on the official website of www.hsbank.com.cn Shang Hui Bank or consult the local Shang Hui banking agency.